{"id":1404,"date":"2014-10-13T05:29:33","date_gmt":"2014-10-13T09:29:33","guid":{"rendered":"https:\/\/www.shorebeat.com\/brick\/?p=1404"},"modified":"2014-10-13T01:40:08","modified_gmt":"2014-10-13T05:40:08","slug":"brick-school-district-would-save-958k-in-health-insurance-switch","status":"publish","type":"post","link":"https:\/\/shorebeat.com\/brick\/2014\/10\/brick-school-district-would-save-958k-in-health-insurance-switch\/","title":{"rendered":"Brick School District Would Save $958K in Health Insurance Switch"},"content":{"rendered":"<div id=\"attachment_483\" style=\"width: 250px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/www.shorebeat.com\/brick\/wp-content\/uploads\/2014\/08\/Screen-Shot-2014-08-18-at-10.55.43-PM.png\" data-rel=\"lightbox-image-0\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-483\" class=\"size-thumbnail wp-image-483\" src=\"https:\/\/www.shorebeat.com\/brick\/wp-content\/uploads\/2014\/08\/Screen-Shot-2014-08-18-at-10.55.43-PM-240x160.png\" alt=\"Brick Township High School (Credit: Google Maps)\" width=\"240\" height=\"160\" srcset=\"https:\/\/shorebeat.com\/brick\/wp-content\/uploads\/2014\/08\/Screen-Shot-2014-08-18-at-10.55.43-PM-240x160.png 240w, https:\/\/shorebeat.com\/brick\/wp-content\/uploads\/2014\/08\/Screen-Shot-2014-08-18-at-10.55.43-PM-290x195.png 290w\" sizes=\"auto, (max-width: 240px) 100vw, 240px\" \/><\/a><p id=\"caption-attachment-483\" class=\"wp-caption-text\">Brick Township High School (Credit: Google Maps)<\/p><\/div>\n<p>Facing a half million-dollar employee health insurance premium increase from the state, Brick school officials are poised to privately purchase health insurance for the district\u2019s employees in a move that would save $958,000.<\/p>\n<p>The school district, along with others statewide, was recently notified that its premiums under the state-managed health insurance plan for school employees would rise about 12 percent next year, board member Larry Reid said. That prompted officials to look into other options, including purchasing insurance on the private market instead of through the state plan, to which the district switched in 2010.<\/p>\n<p>\u201cThe rate increase the state announced for both of those programs was quite substantial,\u201d said Scott Davenport of Conner Strong, the district\u2019s insurance broker, of individual and family health plans. The \u201cvast majority\u201d of the Brick district\u2019s employees choose a Horizon Blue Cross-Blue Shield program known as Direct 10, one of the most expensive options under the state program, that features $10 co-payments, which led to the district facing a higher-than-normal premium hike this year.<\/p>\n<p>The Conner Strong representative said the district received good proposals on the private market from two providers, Aetna and Horizon Blue Cross Blue Shield, and ultimately recommended the district sign on with Horizon so employees could stick with the provider that most of them currently have and minimize trouble during the switch.<\/p>\n<p>\u201cAll the information we read, what\u2019s happening right now, we anticipated,\u201d said Tim Puglisi, head of the Brick Township Education Association, the union which represents the district\u2019s teachers.<\/p>\n<p>Many employees were unhappy with the switch to the state plan in 2010, which occurred under a previous school board majority. At the time, many employees spoke at a public meeting and expressed worry over rising premiums.<\/p>\n<p>\u201cI think this is a very positive thing for the district, for my members,\u201d said Puglisi, of switching back to Horizon.<\/p>\n<p>Horizon representatives at a school board meeting last week said the transfer should be relatively seamless for employees, and much easier than when the state took over from Horizon. Company staffers said the membership roster could be transferred electronically and, with proper time to prepare, be easy for employees and retirees.<\/p>\n<p>Horizon also agreed to waive a penalty the district would have otherwise had to pay following their split with the company in 2010.<\/p>\n<p>In order to make the switch, the Board of Education would have to vote in favor of leaving the state plan by Nov. 1, in accordance with state law. The board is expected to take up the issue and hold a vote at its next meeting, scheduled for Oct. 23.<\/p>\n<p>If the Horizon switch were to take place, both taxpayers and employees would enjoy the savings, district officials said.<\/p>\n<p>\u201cI don\u2019t see any of my members having a problem going back to Horizon, and the coverage is going to be equal,\u201d Puglisi said.<\/p>\n<div class=\"fcbkbttn_buttons_block\" id=\"fcbkbttn_left\"><div class=\"fb-share-button fcbkbttn_large_button \" data-href=\"https:\/\/shorebeat.com\/brick\/2014\/10\/brick-school-district-would-save-958k-in-health-insurance-switch\/\" data-type=\"button_count\" data-size=\"large\"><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Facing a half million-dollar employee health insurance premium increase from the state, Brick school officials are poised to privately purchase health insurance for the district\u2019s employees in a move that would save $958,000. The school district, along with others statewide, was recently notified that its premiums under the state-managed health insurance plan for school employees [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":483,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[13],"tags":[41,24,405],"class_list":["post-1404","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-brick-schools","tag-board-of-education","tag-brick-nj-news","tag-health-insurance"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/shorebeat.com\/brick\/wp-content\/uploads\/2014\/08\/Screen-Shot-2014-08-18-at-10.55.43-PM.png","jetpack_shortlink":"https:\/\/wp.me\/pgt2Ft-mE","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.shorebeat.com\/brick\/wp-json\/wp\/v2\/posts\/1404","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shorebeat.com\/brick\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shorebeat.com\/brick\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shorebeat.com\/brick\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shorebeat.com\/brick\/wp-json\/wp\/v2\/comments?post=1404"}],"version-history":[{"count":0,"href":"https:\/\/www.shorebeat.com\/brick\/wp-json\/wp\/v2\/posts\/1404\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.shorebeat.com\/brick\/wp-json\/wp\/v2\/media\/483"}],"wp:attachment":[{"href":"https:\/\/www.shorebeat.com\/brick\/wp-json\/wp\/v2\/media?parent=1404"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shorebeat.com\/brick\/wp-json\/wp\/v2\/categories?post=1404"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shorebeat.com\/brick\/wp-json\/wp\/v2\/tags?post=1404"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}